Seller credits can be a great tool in a real estate transaction, especially when buyers are trying to manage upfront costs like closing expenses or rate buy-downs. But there’s a side to this strategy that doesn’t always get talked about… and it can make a big difference in how your deal plays out. L

Buying your first home is exciting… and honestly, a little overwhelming. Between scrolling listings, touring homes, and getting advice from everyone (friends, family, TikTok, you name it), it’s completely normal to feel both confident and confused at the same time. And here’s the thing—there are a h